1. Information Collection and Use
We take the issue of safeguarding your privacy and confidentiality seriously as a guest, investor, or advisor. We exercise great care to ensure that the personally identifiable information you may provide to us for the purposes set forth below is kept confidential. We collect the minimum amount of information we need to provide services to investors and advisors. We directly collect the following information from investors and advisors: name, email address, and a unique password, which is created by each investor and advisor. In addition, we collect IP addresses for site security and to provide us with information regarding the users of the site to assist us in improving the site and the services offered on the site.
We use a device known as a "cookie." A cookie is a piece of data stored on the user’s hard drive that contains information about a user for a particular site. There are two types of cookies: persistent cookies and session cookies. Persistent cookies get written to a file called a "cookie jar" on the user’s hard drive and are retrieved every time a site is accessed. Session cookies are similar to persistent cookies except that the information does not get written to the hard drive and disappears when users close their browser.
This site uses session cookies. If users do not accept cookies, they may still use our site; however, advisors will not be able to use the internal, password protected service sections. These sections require that a cookie is set to identify a particular computer to our web server. This cookie is called a Session ID and consists of a 32-digit sequence of random numbers and letters generated by our web server each time the site is called up. This is necessary so that our computers can match logged-in users with their account information. This cookie will be deleted when users log out or close their browsers.
In addition to cookies, this site also may use tiny electronic images (“single-pixel GIFs” or “Web beacons”), which allow us to count users who have visited specific pages or access certain cookies. We may use single-pixel GIFs in the following ways:
(i) to count and recognize users; (ii) to conduct research on behalf of some partners on their websites and for auditing purposes; (iii) to determine aggregate information about users, including demographic and usage information. In general, any electronic image viewed as part of a web page, including an ad banner, can act as a web beacon.
When advisors choose to pay Paladin fees with debit or credit cards, they will need to enter their card number, mailing and billing address, telephone number, and card expiration date. The information used to process the transaction is encrypted using Secure Socket Layers (SSL) technology through a third party contractor.
2. Use of Personal Information
Paladin collects personal information to provide investors and advisors with specialized services that contain relevant content. In addition, Paladin conducts research on investor and advisor demographics, interests, and behavior based on information that is voluntarily provided to Paladin. This information is compiled and analyzed on a generalized basis and is not investor or advisor specific.
3. Disclosure of Information
Paladin is committed to protecting the personal information of investors and advisors. We store information provided by investors and advisors on our secure servers, and information provided to our third-party provider for processing of advisor debit or credit card information will be encrypted with SSL technology.
Some areas of the site are password protected and available to advisors only. Only Paladin Registered Advisors have access to the password protected areas. Do not share your passwords with anyone. Paladin will never ask you for your password in an unsolicited phone call or email. If you are using a computer which others have access to, such as one in a computer lab, Internet café, or public library, always remember to log out and close your browser window when leaving our site.
4. Direct Mailings
5. Changes to Your Account Information
If advisors want to modify or update account information, advisors should go to the “My Personal Account" section of the internal website. Here advisors will be able to change email addresses (User ID) as well as update passwords.
6. Minor’s Privacy
Paladin’s site is not intended for use by minors under the age of 18. The site is operated in compliance with the Children’s Online Privacy Act and will not knowingly collect or use personally identifiable information from anyone under the age of 18.
Paladin uses its best efforts to protect the privacy of investors and advisors; however, Paladin cannot ensure or warrant the security of any information that you transmit over the Internet, and you do so at your own risk. All advisors are responsible for maintaining the secrecy of their individual passwords and/or any account information.
Last Updated: February 16, 2005