The Site delivers free matching services and custom search services for a fee to Investors who are seeking financial planners, advisors, or managers. The Site provides Advisor ratings, profiles, and disclosure statements to Investors who use the information to find, screen, evaluate, and select professionals to help them develop strategic plans and invest their assets.
1. Non-Commercial Use
All services on this website are intended strictly as a method for Investors to identify and select quality Advisors and as a method for Advisors to provide Investors with documented credentials and validation for the credentials. It is not intended that any person or company use the information on the site, including the names of Advisors, for recruiting, marketing of financial products or services, or purposes that compete with Paladin’s interests. Persons or companies that violate this restriction or use the site for any other commercial purpose will be subject to legal action. Investors and Advisors agree to immediately notify Paladin of any breach of this restriction.
2. Copyrighted Material
All information that is provided on the Site is the property of Paladin Investor Resources, LLC (“Paladin”) or third party providers and is protected by copyright and intellectual property laws. All rights reserved. Investors, Advisors, and Public may not reproduce, retransmit, disseminate, sell, publish, broadcast, or circulate any information on this site without the express written consent of Paladin. Investors, Advisors, and Public are entitled to use the information for their private, personal, non-commercial use only.
3. Service Mark and Copyright
Paladin Registry, Paladin Investors, Paladin Registered Advisor, PaladinRegistry.com, www.PaladinInvestors.com, Paladin Investor Resources, Paladin Principles, Who’s Watching Your Money?, and Paladin Research Associates are service marks of Paladin Investor Resources, LLC. Copyrighted material is also on the website. Copyright in the pages, in the screens displaying the pages and in the information, materials and other content contained on this Site is owned by Paladin, unless otherwise indicated and is protected by
U.S. and international copyright laws and treaties. The information, materials and other content of this Site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work, or otherwise be used for public or commercial purposes without the express written consent of Paladin, such consent shall be in the sole discretion of Paladin.
4. Intellectual Property
Investors, Advisors, and Public understand and agree that the Site contains intellectual property that is the primary asset of Paladin and is provided for the exclusive use of Investors and Advisors who use the services on the Site. All Investors, Advisors, and Public agree to protect Paladin’s intellectual property from any person or company who would misuse it.
5. Disclaimer for Financial Advice
Information on the Site should not be considered investment advice or recommendations that include the selection of particular Advisors, changing Advisors, asset allocation, selection of money managers, selection or termination of particular investment companies, recommendations to buy or sell particular investments, or any other form of investment advice. All investment data are for informational purposes only and is not advice or recommendations. The decision to select, retain or replace a planner, advisor, or manager is the exclusive responsibility of Investor. Paladin strongly recommends that all financial decisions be reviewed with a qualified professional in advance.
6. Disclaimer for Tax and Legal Advice
Paladin does not provide any type of tax or legal advice or recommendations. Any legal or tax related data or comments are for informational purposes only. Investors should consult a qualified tax or legal professional before making any decisions.
Some links to third parties may require Investors or Advisors to provide additional information or enter into additional agreements to use their services. Paladin is not responsible for information collected by other sites and the use of such information by other sites.
8. Financial Service Licenses
Paladin is not licensed to provide any type of investment advice or sell any financial products for compensation. Nor, can Paladin participate in the revenue streams associated with the sale of financial advice or products by licensed Advisors and companies.
9. Accuracy of Information
Paladin shall not have any liability, contingent or otherwise, for the accuracy, completeness, or timeliness of the information on its website.
EXCEPT AS EXPRESSLY PROVIDED OTHERWISE IN A WRITTEN AGREEMENT BETWEEN YOU AND PALADIN OR YOU AND A THIRD PARTY WITH RESPECT TO SUCH PARTY’S MATERIALS OR SERVICES, THIS SITE AND ALL MATERIALS AND SERVICES ACCESSIBLE THROUGH THIS SITE, ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTIABIITY OR FITNESS FOR A PARTICULAR PURPOSE, OR THE WARRANTY OF NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, PALADIN MAKES NO WARRANTY THAT (I) THE SERVICES AND MATERIALS WILL MEET YOUR REQUIREMENTS, (II) THE SERVICES AND MATERIALS PROVIDED ON THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, (III) THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES OR MATERIALS WILL BE EFFECTIVE, ACCURATE OR RELIABLE, (IV) THE QUALITY OF ANY PRODUCTS, SERVICES OR MATERIALS PURCHASED OR ACCESSIBLE BY YOU THROUGH THE SITE WILL MEET YOUR EXPECTATIONS, AND (V) ANY ERRORS IN THE SITE, OR ANY DEFECTS IN THE SITE, ITS SERVICES OR MATERIALS WILL BE CORRECTED.
THIS SITE COULD INCLUDE TECHNICAL OR OTHER MISTAKES, INACCURACIES, OR OTHER TYPOGRAPHICAL ERRORS. PALADIN MAY MAKE CHANGES TO THE MATERIALS ON THIS SITE AT ANY TIME WITHOUT NOTICE. PALADIN MAKES NO COMMITMENT TO UPDATE THE SITE IN THE EVENT IT IS OUT OF DATE.
YOU UNDERSTAND AND ACKNOWLEDGE THAT (I) PALADIN DOES NOT CONTROL, ENDORSE OR ACCEPT RESPONSIBILITY FOR ANY CONTENT, PRODUCTS OR SERVICES OFFERED BY THIRD PARTIES THROUGH THE SITE, INCLUDING WITHOUT LIMITATION, ADVISORS, THIRD PARTY VENDORS, SPONSORS, AND THIRD PARTIES ACCESSIBLE THROUGH LINKS ON THE SITE, (II) PALADIN MAKES NO REPRESENTATIONS OR WARRANTIES WHATSOEVER ABOUT ANY SUCH THIRD PARTIES, THEIR CONTENT, PRODUCTS OR SERVICES, (III) ANY DEALINGS YOU MAY HAVE WITH SUCH THIRD PARTIES ARE AT YOUR OWN RISK, AND (IV) PALADIN SHALL NOT BE LIABLE OR RESPONSIBLE FOR ANY CONTENT, PRODUCTS OR SERVICES OFFERED BY THIRD PARTIES.
11. Source of Data
All data used to prepare profiles, disclosure statements, and ratings are provided by Advisor for Paladin’s use. Paladin utilizes all data as provided by Advisor.
12. Referral Service
Paladin is not a referral service. Investors use Paladin's search engine to find financial professionals and due diligence to confirm the credentials and business practices of professionals prior to hiring them. Investors select the professionals they want to contact and Paladin does not direct investors to particular professionals.
13. Investor Decisions
Investors are solely responsible for all decisions that are based on information that’s displayed on the Site.
14. Endorsements and Recommendations
Information on the Paladin website should not be considered an endorsement or recommendation for any particular Advisor, product, or company. All data that appear on the Site is for informational purposes only.
15. Advisor Ratings
Paladin's Advisor ratings are based solely on Paladin analysts’ evaluation of Advisors' credentials, integrity, fiduciary statues, business practices, and other data that are provided by Advisors, and do not represent or imply Advisors with higher ratings will provide better services or produce better results than Advisors with lower ratings. In addition, Paladin ratings are not guarantees of future results and do guarantee or endorse the competency, services, or integrity of Advisors.
16. Rating Validation
Validation means Paladin has reviewed data submitted by Advisor, applied its rating methodology to the data, and produced a rating. Validation does not mean the data are certified or audited.
17. Advisor Aggregate Characteristics
Paladin may advertise or promote the aggregate characteristics of the advisors in the Registry. The data that describe Registry advisors are based on random samples and the actual percentages may be higher or lower than the data used by Paladin.
18. Compliance Records
A small percentage of advisors in the Registry have one or more disclosures in their compliance records. Paladin reserves the right to review disclosure(s), and if in Paladin's sole determination, the complaint was frivolous, Advisor can still be admitted into the Registry with full disclosure of the complaint to Investors. Paladin also reserves the right to say Advisor has a clean compliance record due to the frivolous nature of the complaint.
19. Matching Fee
Financial professionals pay Paladin a fixed fee when investors use Paladin's search engine to find advisors and Paladin data to validate the advisors' credentials and business practices.
20. Notification of Changes
The information on the Site is subject to change without notice. Paladin may or may not inform Investors and Advisors of changes to the Site. In any event, Paladin is not liable for the completeness or timeliness of the notifications.
22. Usage Data
Paladin monitors the activity on the Site and uses general information, not personal information, to prepare reports that are disseminated to Advisors, sponsors, and the media.
24. Third Party Websites
The Site is linked to certain third party websites that we believe add value for Investors and Advisors. Paladin will not be liable for the quality, accuracy, completeness, or timeliness of their services. In addition, the link does not imply any form of endorsement or recommendation by Paladin. Links are for the convenience of Investors and Advisors only.
25. Advisor Websites
Advisors may link their websites to Paladin using an icon that is provided by Paladin. The icon does not represent a recommendation or endorsement by Paladin.
You agree to indemnify, defend, and hold Paladin harmless as well as its officers, partners, owners, directors, agents, licensors, suppliers, and any third party providers to Paladin from and against all losses, expenses, damages, and costs, including reasonable legal fees resulting from any legal action that results from your use of any of the services on this website.
27. Limitation of Liability
28. Governing Law and Jurisdiction
This Site (excluding linked sites) is controlled by Paladin from its office in the state of California. By accessing this Site, Investors, Advisors, Public and Paladin agree that all matters relating to Investors and Advisors access to or use of this Site shall be governed by the statutes and laws of the State of California, without regard to the conflicts of laws principles thereof. Investors, Advisors, Public and Paladin also agree and hereby submit to the exclusive personal jurisdiction and venue of the Eastern District of California with respect to such matters.
Last Updated: February 16, 2005